Archive forResume Cover Letters

Real Estate Investing Strategies For Today’s Market

June 5, 2010 @ 7:39 am · Filed under Resume Cover Letters

Bulk REO Investing

Real Estate Investing is a tough business right now. While the business of buying and holding real estate as a long term investment remains a legitimate and viable strategy for wealth building, profit is no longer guaranteed as it once appeared to be.

With that in mind, the astute real estate investor will consider some specific real estate investment concepts to complement the “tried and true” strategy of long-term buy-and-hold investment houses:

* Virtual Real Estate Investing – the term “virtual real estate investing” has multiple meanings, including the use of the internet to buy and sell property, and the purchase and development of internet websites as a means of generating revenue. With an objective analysis, one can see the conceptual similarity between physical real estate and internet properties including entire websites and even individual pages controlled on larger sites like Facebook, Squidoo and Google Knol. Increasingly, real estate investors are seeing the clear opportunity presented by developing web “properties” into revenue generating assets much like physical rental properties. This trend is on the rise and will continue for the foreseeable future.

* Hard Money Lenders– when real estate investors need cash funding for their deals, they frequently turn to hard money lenders who provide the needed funding in exchange for payment of up-front points and high interest rates. But in many cases, the real winner is the hard money lender who profits from a high-interest loan secured by very low loan-to-value ratios. For this reason, many well-funded investors are turning to hard money lending as an alternative profit strategy. Since the down-side risk for the lender is mitigated by an asset with significantly higher value than the money being loaned, the risk to reward ratio clearly favors the hard money lender.

It’s a different world in the real estate investment business. It would be very, very simple to think that the foreclosure crisis has caused the door of opportunity to be slammed entirely shut. Yet that’s simply not the case. When one observes the state of the real estate market, it is undeniable that fundamentals matter more than ever. For example, the selection of the local real estate market is of greater importance than ever, considering the huge disparity that exists among the thousands of real estate markets across the United States. Additionally, the role of regulatory compliance is greater than ever given the activist nature of the current presidential administration.

Without a doubt, there are very major challenges in today’s real estate investing market. But with some persistence, determination and creativity, there is still plenty of opportunity.

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JobsDB Career Fair – Resume Writing Advice And Templates

May 31, 2010 @ 6:40 pm · Filed under Resume Cover Letters

The resume critique booth operated by Sandbox Advisors throughout the latest JobsDB Career Fair, was a huge success. Over the 3 days we went through greater than three hundred resumes and helped job hunters improve the quality of their resumes and cover letters.

As is commonly the case, a lot of the resumes we came across had similar and really primary mistakes. For the advantage of those who weren’t able to attend the career fair here is a summary of the most common mistakes we observed and a few quick tips on methods to overcome them:

Poor design and format: Having a resume which looks good at first look and is well structured/formatted can make a big difference. We shared a few examples of properly designed resumes during the event. If you are interested in receiving these, you can subscribe to our newsletter and/or send us an email requesting for them.

Too much content: Many resumes we reviewed were extraordinarily long, often over 15 pages! Whereas there isn’t a hard and fast rule, for majority of individuals I’d suggest a 2-3 page resume. This keeps things to the point, while allowing for enough room to communicate ample particulars about your background. Keep in mind that that is just a guideline and your case might warrant some deviation. For example, as a fresh graduate you may have sufficient material for only one page and in case you are a senior executive then you may need 4-5 pages.

Wasting ‘prime resume real-estate’: The first part of your resume is very important, since that is what the recruiter sees first. Therefore you need to make quick impact in that section. Some methods to do that are by using sections such as a headline, profession summary, key expertise, achievements. Do not waste this space by letting your personal particulars (name, address, date of birth, contact information, etc.) take up majority of the first page of your resume

An excessive amount of focus on job obligations: When describing previous work experience, there’s a tendency to give details just for job duties/responsibilities. This is not the right approach, since many people would have related jobs/tasks and that makes it difficult for a recruiter to decide who to pick for the interview. You need to write much more about your achievements i.e. how well you carried out your responsibilities. Inform recruiters of all the great things did at work and how significant they were

Use of general resumes: Different jobs require different knowledge, expertise and abilities to perform well. Therefore when applying to jobs that are very different in nature, you should use different resumes as well. The respective resume must showcase mainly those abilities, etc. which are needed for the job you are applying to. You don’t need a different resume for every job you apply to but can use 2-3 resumes for groups of jobs that are comparable in nature

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Real Estate Investing Strategies For Today’s Market

May 16, 2010 @ 8:37 am · Filed under Resume Cover Letters

Bulk REO Investing

Real Estate Investing is a tough business right now. While the business of buying and holding real estate as a long term investment remains a legitimate and viable strategy for wealth building, profit is no longer guaranteed as it once appeared to be.

With that in mind, the astute real estate investor will consider some specific real estate investment concepts to complement the “tried and true” strategy of long-term buy-and-hold investment houses:

* Virtual Real Estate Investing – the term “virtual real estate investing” has multiple meanings, including the use of the internet to buy and sell property, and the purchase and development of internet websites as a means of generating revenue. With an objective analysis, one can see the conceptual similarity between physical real estate and internet properties including entire websites and even individual pages controlled on larger sites like Facebook, Squidoo and Google Knol. Increasingly, real estate investors are seeing the clear opportunity presented by developing web “properties” into revenue generating assets much like physical rental properties. This trend is on the rise and will continue for the foreseeable future.

* Bulk REO – the prevalence of foreclosures in our economy has put mortgage lenders into a difficult position. With large pools of foreclosed properties on their books, it is no longer efficient for these lenders to sell their foreclosed properties one-by-one through real estate brokers. As such, mortgage lenders are increasingly opting to sell their foreclosures in “packages” to well-funded investors, at steeply discounted prices. Bulk REO investing is a rapidly emerging trend and will continue to be a significant tool for real estate acquisition and disposition until such time as the current foreclosure crisis abates and the foreclosure rate regresses to more normal historical levels.

It’s a different world in the real estate investment business. It would be very, very simple to think that the foreclosure crisis has caused the door of opportunity to be slammed entirely shut. Yet that’s simply not the case. When one observes the state of the real estate market, it is undeniable that fundamentals matter more than ever. For example, the selection of the local real estate market is of greater importance than ever, considering the huge disparity that exists among the thousands of real estate markets across the United States. Additionally, the role of regulatory compliance is greater than ever given the activist nature of the current presidential administration.

Without a doubt, there are very major challenges in today’s real estate investing market. But with some persistence, determination and creativity, there is still plenty of opportunity.

 

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Freddie Mac’s Surprising Definition Of Short Payoff Fraud

May 14, 2010 @ 11:42 pm · Filed under Resume Cover Letters

Short Sale Fraud – Freddie Mac Drops A Huge Bomb On Real Estate Investors

Short Sale Fraud – The newest problem in real estate is not yet a law or an official policy, but it is definitely going to create issues in the market. The latest opinion released from Freddie Mac on short sales presents legal and practical issues for short sale investors.

Last Friday, April 16, 2010, Freddie Mac posted a new article entitled :Emerging Fraud Trends: Short Payoff Fraud.” Essentially, the article stated that a short payoff or a short sale can be considered fraudulent if the lender agrees to a short sale that already has a third-party buyer in place that is paying a higher amount than the agreed-upon loan payoff amount. This is a serious yellow flag for short sale investors who make their living negotiating good short sale deals with banks, then selling their new properties to other buyers for a profit.

The rest of the article detailed scenarios and red flags for “short payoff” fraud. The scenario revolved around a short sale facilitator who set up a deal with a lender to purchase a home worth 80K for 70K while the lender took a 30K loss. In the scenario, the facilitator fails to notify the bank he has a higher offer, 95,000, on the house. The second the facilitator puts his profits in his pocket, Freddie Mac considers him guilty of fraud because his negotiations caused Freddie Mac to ultimately take a “larger than necessary” loss on the sale of the property.

The article urges buyers, sellers and lenders to be on the lookout for short payoff fraud red flags. These flags include sudden borrower default, a borrower who is current on other obligations and the buyer of the property being an entity rather than a person. The article also says that resale options in contracts can be a red flag.

Finally, sellers, buyers and lenders are all encouraged to report this short payoff fraud if they are aware of a second purchase contract for a higher price. It may not be considered breaking the law, but it certainly looks like Freddie Mac wants to make short sales as difficult as possible for real estate investors.

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Freddie Mac’s Surprising Definition Of Short Payoff Fraud

May 14, 2010 @ 11:42 pm · Filed under Resume Cover Letters

Short Sale Fraud – Freddie Mac Drops A Huge Bomb On Real Estate Investors

Short Sale Fraud – The newest problem in real estate is not yet a law or an official policy, but it is definitely going to create issues in the market. The latest opinion released from Freddie Mac on short sales presents legal and practical issues for short sale investors.

Last Friday, April 16, 2010, Freddie Mac posted a new article entitled :Emerging Fraud Trends: Short Payoff Fraud.” Essentially, the article stated that a short payoff or a short sale can be considered fraudulent if the lender agrees to a short sale that already has a third-party buyer in place that is paying a higher amount than the agreed-upon loan payoff amount. This is a serious yellow flag for short sale investors who make their living negotiating good short sale deals with banks, then selling their new properties to other buyers for a profit.

The rest of the article detailed scenarios and red flags for “short payoff” fraud. The scenario revolved around a short sale facilitator who set up a deal with a lender to purchase a home worth 80K for 70K while the lender took a 30K loss. In the scenario, the facilitator fails to notify the bank he has a higher offer, 95,000, on the house. The second the facilitator puts his profits in his pocket, Freddie Mac considers him guilty of fraud because his negotiations caused Freddie Mac to ultimately take a “larger than necessary” loss on the sale of the property.

The article urges buyers, sellers and lenders to be on the lookout for short payoff fraud red flags. These flags include sudden borrower default, a borrower who is current on other obligations and the buyer of the property being an entity rather than a person. The article also says that resale options in contracts can be a red flag.

Finally, sellers, buyers and lenders are all encouraged to report this short payoff fraud if they are aware of a second purchase contract for a higher price. It may not be considered breaking the law, but it certainly looks like Freddie Mac wants to make short sales as difficult as possible for real estate investors.

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Real Estate Investing Strategies For Today’s Market

May 14, 2010 @ 7:35 pm · Filed under Resume Cover Letters

Bulk REO Investing

Real Estate Investing is a tough business right now. While the business of buying and holding real estate as a long term investment remains a legitimate and viable strategy for wealth building, profit is no longer guaranteed as it once appeared to be.

With that in mind, the astute real estate investor will consider some specific real estate investment concepts to complement the “tried and true” strategy of long-term buy-and-hold investment houses:

* Virtual Real Estate Investing – the term “virtual real estate investing” has multiple meanings, including the use of the internet to buy and sell property, and the purchase and development of internet websites as a means of generating revenue. With an objective analysis, one can see the conceptual similarity between physical real estate and internet properties including entire websites and even individual pages controlled on larger sites like Facebook, Squidoo and Google Knol. Increasingly, real estate investors are seeing the clear opportunity presented by developing web “properties” into revenue generating assets much like physical rental properties. This trend is on the rise and will continue for the foreseeable future.

* Hard Money Lenders– when real estate investors need cash funding for their deals, they frequently turn to hard money lenders who provide the needed funding in exchange for payment of up-front points and high interest rates. But in many cases, the real winner is the hard money lender who profits from a high-interest loan secured by very low loan-to-value ratios. For this reason, many well-funded investors are turning to hard money lending as an alternative profit strategy. Since the down-side risk for the lender is mitigated by an asset with significantly higher value than the money being loaned, the risk to reward ratio clearly favors the hard money lender.

It’s a different world in the real estate investment business. It would be very, very simple to think that the foreclosure crisis has caused the door of opportunity to be slammed entirely shut. Yet that’s simply not the case. When one observes the state of the real estate market, it is undeniable that fundamentals matter more than ever. For example, the selection of the local real estate market is of greater importance than ever, considering the huge disparity that exists among the thousands of real estate markets across the United States. Additionally, the role of regulatory compliance is greater than ever given the activist nature of the current presidential administration.

Without a doubt, there are very major challenges in today’s real estate investing market. But with some persistence, determination and creativity, there is still plenty of opportunity.

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Real Estate Investing Strategies For Today’s Market

May 4, 2010 @ 7:31 am · Filed under Resume Cover Letters

Bulk REO Investing

Real Estate Investing is a tough business right now. While the business of buying and holding real estate as a long term investment remains a legitimate and viable strategy for wealth building, profit is no longer guaranteed as it once appeared to be.

With that in mind, the astute real estate investor will consider some specific real estate investment concepts to complement the “tried and true” strategy of long-term buy-and-hold investment houses:

* Virtual Real Estate Investing – the term “virtual real estate investing” has multiple meanings, including the use of the internet to buy and sell property, and the purchase and development of internet websites as a means of generating revenue. With an objective analysis, one can see the conceptual similarity between physical real estate and internet properties including entire websites and even individual pages controlled on larger sites like Facebook, Squidoo and Google Knol. Increasingly, real estate investors are seeing the clear opportunity presented by developing web “properties” into revenue generating assets much like physical rental properties. This trend is on the rise and will continue for the foreseeable future.

* Hard Money Lenders– when real estate investors need cash funding for their deals, they frequently turn to hard money lenders who provide the needed funding in exchange for payment of up-front points and high interest rates. But in many cases, the real winner is the hard money lender who profits from a high-interest loan secured by very low loan-to-value ratios. For this reason, many well-funded investors are turning to hard money lending as an alternative profit strategy. Since the down-side risk for the lender is mitigated by an asset with significantly higher value than the money being loaned, the risk to reward ratio clearly favors the hard money lender.

It’s a different world in the real estate investment business. It would be very, very simple to think that the foreclosure crisis has caused the door of opportunity to be slammed entirely shut. Yet that’s simply not the case. When one observes the state of the real estate market, it is undeniable that fundamentals matter more than ever. For example, the selection of the local real estate market is of greater importance than ever, considering the huge disparity that exists among the thousands of real estate markets across the United States. Additionally, the role of regulatory compliance is greater than ever given the activist nature of the current presidential administration.

Without a doubt, there are very major challenges in today’s real estate investing market. But with some persistence, determination and creativity, there is still plenty of opportunity.

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Free Fax Software Ideas

May 1, 2010 @ 3:32 pm · Filed under Resume Cover Letters

A very important factor any business proprietor must have learned within the last year or so is a demand of the small business to get cheap as well as effective settings associated with operation. One easy method companies are finding to do this is through the usage of faxing application.

In earlier times, a common way to get a fax would have been to acquire a piece of equipment, transfer over the phone lines and spend massive quantities of cash on toner. Today thankfully there is starting a much better option. The World Wide Web is a lot quicker structure in transmission as compared to phone lines ever were and harnessing that speed with faxes is one answer to more cost-effective and much more efficient small business operations.

Faxing software is quickly creating their existence felt as a better way in order to connect in the small business world. There are so many savings to be had it really is hard to imagine the fact that the technology has taken such a long time to arise. Your company can conserve hours, money as well as space by not having to maintain a fax machine available any longer.

There are plenty of emerging businesses that are offering this faxing software therefore it is becoming easier to get a solution that will suits your particular small business requirements. When you begin to think about faxing software and suppliers, be sure you take some time to shop around.

Each provider may have a better plan and prices offered and don’t forget the main idea is to save you time and expense, that you will not do if your service provider charges just as much or more than your traditional fax machine. Compare the rates, figure out if you’d like unlimited faxing capacity and then select the business that is certainly best for you.

Keep in mind the actual program that a faxing software company may offer you as well. Some will only send faxes as electronic mail parts while others tend to be mainly accessible on the web so be cautious.

There is a handful that may support delivering broadcast faxes, that’s a single doc to many people. It’s also possible to have the selection associated with synchronizing computer systems within your company to use exactly the same fax service. This way everyone can send as well as receive faxes at their own private desk.

The last thing you need to be conscious of will be the quality of the fax a program supplier can easily send. When faxing software program was in the beginning stages many services could only send out low-resolution Pdf file format forms, which usually running a business is not really the best option. Soon however these types of service providers could send out high-resolution documents and also many formats.

For faxing software package the most common format is usually TIFF, however some are also working with GIFF along with other formats as well. Look into faxing software today and see if it can make a big difference in your small business.

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Real Estate Investing Tools & Tips

April 21, 2010 @ 6:19 pm · Filed under Resume Cover Letters

Virtual real estate investing probably makes you think of a number of things. You likely mentally leap to real estate investing as real estate portfolios and real estate retirement plans, and then you may expand to thinking of short sales, hard money lenders, bulk reo investing or virtual real estate investing. You probably also wonder how these things play out in real estate investors life in the current economy.

You will need to know a lot about real estate investing. To get the most out of real estate investing education, be familiar with basic information ahead of time. Short sales, bulk reo sales, virtual real estate and general real estate investor abilities all are improved by knowing some basics of real estate investing. Here are three real estate investing basics that even some experts do not really know:

1. You always will get a positive result from investing in real estate investing education. Every real estate deal has the potential to create thousands of dollars in potential wealth. The knowledge of how to get that wealth is the key to your success. Learning about real estate increases your chances of success when you do a real estate deal. A small investment in your education can yield big results when you implement your learning.

2. You can succeed in real estate investing in any economy. Many people are under the misconception that success is possible in real estate only when the economy is good. You should remember that a bad economic situation is not usually bad for real estate investors. You will likely find properties that you can buy at deep discounts. You might also find deals that simply would not exist in a booming economy. Real estate investing may also turn the tide for a poor economy. When the economy is not thriving, short sales, bulk reo sales and virtual real estate can all thrive. You will have the option of saving yourself and possibly others from serious financial difficulties if you know about these types of deals.

3. You will not need lots of money to be a successful real estate investor. You can make real estate investing a success regardless of how much money you have. There are many deals that will let you use other people’s money to do them. Private lenders will let you use their money if they know that you are a good investment. A person who is a solid investment knows as much as possible about real estate investing. This will help you represent yourself as a good investment to private lenders who do not know how to make money in real estate investing.

Real estate investing is a great way to generate wealth. You will be able to create an income no matter what the economy. Using a knowledge base of real estate investing, short sales, bulk reo sales and virtual real estate you will be able to make success for yourself. Knowing the basics of real estate investing will help you succeed as a real estate investor. Knowing some real estate investing basics (beyond what older gurus like Robert Allen teach) and applying them will help you succeed as a real estate investor.

Great real estate investing resources are available at RealEstate.BryanEllis.com.

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Authoring a Resume Outline

April 21, 2010 @ 6:18 pm · Filed under Resume Cover Letters

We write a resume outline for fear of leaving all sorts of details out. What chances are there to land a job with a poor resume? The first impression matters most, and the resume is the tool you rely on to sell your image. Hence, we can call it a winning resume, when the self-advertisement convinces an employer that you would be a valuable asset for his/her company.

Even when a resume looks good, there is no guarantee that it will be accepted by a manager for the interview. In fact, recruiters and employers only insist on key details and highlighted words that are relevant for their purpose. The choice of words is therefore just as important as the resume outline. The sketch or the outline can be started from a simple sketch or a ready made template. Resume content writing will be the next challenge once the outline is ready.

Many professional resume writers insist on the tendency to replace the traditional resume objective with the resume profile because the impact on the reader is a lot higher. Therefore, make sure that this paragraph is well structured and integrated in the economy of the resume, so that it should all sound like an advertisement. In fact, your resume is your personal ad, the marketing tool that sells your competence, skills and experience.

Thus, if you follow the rule of the resume profile, instead of explaining your intentions and goals to achieve within the company, you make a summary of all your skills and capabilities. Tell a manager directly what you have to offer and you’ll have his/her attention. Empty and vague statements should be left out from the very beginning if you want to be a winner and land a great job.

Work results make one other important aspect to include in the resume outline, and they are often misplaced. Although you may have problems integrating them in the economy of the resume, search for some tips and do it as naturally as possible. Together with the resume profile, your contribution to the prosperity of other companies is relevant for the future of your career. Don’t be general in describing your work contribution, give exact information in support of you arguments.

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When the author isn’t updating her own resume, she’s a fan of best psychics, the Seattle HCG Diet, and the Mercedes Benz windscreen windblocker wind deflector.

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